The IRMAA 2026 update brings key adjustments that can affect Medicare premiums and retirement budgets. Federal Pension Advisors provide clear insights into the new income thresholds, surcharge impacts, and smart planning strategies. Stay informed and make confident financial decisions with expert, humanized guidance tailored for federal retirees. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge