Projected at 2.3%, the 2026 COLA represents a moderation in inflation, offering a degree of stability for federal retirees. However, it's essential to recognize that this adjustment may not fully address the escalating costs of healthcare, prescription medications, and housing. Retirees should plan accordingly to ensure their financial security in the face of these ongoing challenges.​ https://www.federalpensionadvisors.com/post/cola-2026-predictions